SCOPE OUT GUARANTEE | FLEXIBLE PAYMENT OPTIONS BY KLARNA | 5* RATING ON TRUSTPILOT

Klarna FAQ's

We are very pleased to have partnered with Klarna. Together, we now offer the following payment plans:

PAY LATER (30 Days) £35 - £80

PAY IN 3 (with Card) £60 - £600

FINANCE

Klarna provides an instant decision on finance requests after a simple online form has been completed.


Part 1: How it works

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

Here’s how it works:

Step 1
Add products to your cart and select “Klarna” when you check out

Step 2
Enter a few personal details and you’ll know instantly if you’re approved

Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay and
you can manage your orders and payments in the Klarna app.


Part 2: Payments information

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.

Paying after delivery allows you to try before you buy and is the easiest way to shop online.
- Complete the payment in full after purchase at no added cost.
- Report returns directly in our app and only pay for the items that you keep.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort

You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions -> (link)

Pay in 3 interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

No interest. No fees. No impact to your credit score.
- A new way to pay that's an alternative to a credit card.
- 3 instalments gives you flexibility to shop without interest or hidden fees.
- Not making your payment on time could affect your ability to use Klarna in the future.
- Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions -> (link)

Klarna Finance

Klarna Financing provides the option to buy now and pay over time with monthly plans between 6-36 months, interest bearing or interest free.

On each product page, you will see both the full price of an item and the minimum monthly cost to use Klarna Financing.

  • Step 1 - At checkout, select Financing and complete a straightforward application. You will receive an instant decision with an offer personalized to fit your needs.
  • Step 2 - On shipment, you easily make your monthly payment to Klarna online or in their app.
  • Step 3 - After purchase, you get a clear overview of your purchase in the Klarna app and can easily manage your order or set up automatic payments.
You must be 18+ and a UK resident to be eligible for this credit offer. Klarna Finance Terms and Conditions -> (link)

Part 3: About Klarna

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.
● Download the Klarna app: https://www.klarna.com/app
● Log in online: https://app.klarna.com/login.
● Chat with customer service:
https://www.klarna.com/uk/customer-service/

Safe and secure
With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions
Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.

About Klarna
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.
● More than 90 million shoppers are using Klarna.
● 200,000 retailers are working with us worldwide.
● We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Optics Warehouse is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.

Optics Warehouse Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN 620615) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. (Opticswarehouse Limited, Unit 6 Alders Way, Paignton, Devon,TQ4 7QL).

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

Optics Warehouse Registered Company No. 06364785.

For more information contact sales@opticswarehouse.co.uk.

Klarna T&C's can be found here: https://www.klarna.com/uk/terms-and-conditions/

Returns Policy

For information regarding Returns, click [HERE].

Complaints

Please email any complaints to sales@opticswarehouse.co.uk and we will be in touch.